Mosaic Lab · market-implied expectationsby Mosaic Labs

Privacy Policy

How Mosaic Labs handles your data

Last updated: June 2026

1. Overview

This Privacy Policy explains what information Mosaic Labs collects, why we collect it, and how we handle it. We aim to collect only what we need to run the Service.

2. Information we collect

We collect the account information you provide (such as your name and email), the models, notes and assumptions you create in the Service, and basic usage and device data needed to operate and secure the product.

3. How we use it

We use your information to provide and improve the Service, authenticate you, respond to support requests, and keep the platform secure. We do not sell your personal information.

4. Service providers

We rely on trusted third parties for hosting, authentication, database storage and market data (for example, our cloud and database providers). They process data on our behalf under appropriate safeguards.

5. Data retention

We retain your data for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time.

6. Your rights

Depending on your jurisdiction, you may have the right to access, correct, export or delete your personal data. Contact us to exercise these rights.

7. Security

We use industry-standard measures to protect your data. No method of transmission or storage is completely secure, but we work to protect your information and to notify you of material incidents as required by law.

8. Contact

Questions about privacy? Reach us via the contact page.

This page is a general template and not legal advice. Please have it reviewed by qualified counsel before relying on it.

Important information

Mosaic Lab publishes financial models. Everything on this site — the published models, the workings behind them, the essays and any figure produced within them — is provided for general information only.

Each model is prepared as of a stated date, using the information available at that date, and is not maintained or updated thereafter. A model reconstructs what a share price appeared to assume at a moment in time; it is not a current view of any company or security, and it should not be read as one. Figures generated from assumptions selected inside the application are illustrative analytical exercises, not forecasts.

Nothing here is investment advice, a recommendation, or an offer or solicitation to buy or sell any security, and nothing here takes account of your circumstances or objectives. Mosaic Labs is not a licensed investment adviser and does not provide personal financial advice. If you need advice, speak to a qualified adviser.

Investing puts your capital at risk. The value of investments can fall as well as rise, you may get back less than you put in, and past performance is not a guide to future results. No model, method or tool changes that.